Are money troubles weighing on your mind?
Here are some exercises to help you become financially fit.
Record all your debt plus all forms of income and compare the balance or deficit.
Set up a working family budget and stick to it this time.
Find hidden expenditures. One Gourmet Coffee a day can be a real eye opener cost-wise!
Put away the credit cards. Use cash or a debit card instead.
Pay back debt in order of priority starting with the highest interest rate. When you can afford to pay above the minimum, do it.
If necessary, contact a reputable Debt Counseling Agency. Just be sure to check its Reliability Report with the BBB first.