The US Federal Trade Commission (FTC) prepared this test to help you determine whether you're at risk for Identify Theft - the top complaint received by the FTC in 2002. (Credit Card Fraud constituted 42% of these complaints.)
| Yes |
No |
Statement |
| 5 pts. |
0 pts. |
I receive several offers of pre-approved credit every week.
|
| 5 pts. |
0 pts. |
I do not shred these credit card offers before I put them into the trash.
|
| 10 pts. |
0 pts. |
I carry my Social Security card in my wallet.
|
| 10 pts. |
0 pts. |
My state Driver's License has my Social Security Number (SSN) printed on it, and I have not contacted the Department of motor Vehicles to request a different number.
|
| 5 pts. |
0 pts. |
I do not have a P.O. Box or a locked or secure, secured mailbox.
|
| 10 pts. |
0 pts. |
I use an unlocked, open box at work or at home to drop off my outgoing mail.
|
| 10 pts. |
0 pts. |
I carry a military ID in my wallet at all times.
|
| 10 pts. |
0 pts. |
I do not tear or shred banking and credit information when I throw it in the trash.
|
| 10 pts. |
0 pts. |
I provide my SSN when asked, without questioning how that information will be safeguarded.
|
| 5 pts. |
0 pts. |
I provide my SSN verbally without checking to see who might be listening.
|
| 5 pts. |
0 pts. |
I am required to use my SSN at work as an employee or student ID number.
|
| 10 pts. |
0 pts. |
I have my SSN printed on my employee badge that I wear at work or in public.
|
| 20 pts. |
0 pts. |
I have my Driver's License number printed on my personal checks.
|
| 5 pts. |
0 pts. |
I am listed in a "Who's Who" guide.
|
| 20 pts. |
0 pts. |
I carry my insurance card in my wallet and either my SSN or that of my spouse is the ID # on my insurance card.
|
| 10 pts. |
0 pts. |
I have not ordered a copy of my credit report for at least 2 years.
|
| 10 pts. |
0 pts. |
I do not believe that people would look in my trash for credit or financial information.
|
| 100+ Points |
You're at high risk. It is recommend you purchase a paper shredder and become more security-aware in document handling. Start to question why people need your personal data.
|
| 50-100 Points |
Your odds of being victimized are about average. Higher if you have good credit.
|
| 0-50 Points |
Congratulations. You have a high "IQ." Keep up the good work and don't let your guard down.
More info:
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