Are you behind on payments or sinking deeper into debt as the days creep by? Perhaps the services of a credit counselor can help you get back on solid ground.
Some counselors provide education and assistance as a service to the public, while others are less commendable. Check with the BBB to find those companies who have your interests in mind rather than taking your chances.
When you’ve narrowed the prospects, hold interviews and ask for literature. This should be free of charge and, until you have contracted with one firm, they should not request any personal information from you.
Make your choice wisely, as your credit counselor will have reign over your credit score for up to 48 months.
For more financial information visit www.bbb.org.